Privacy Policy

[Legal Business Name] (“Smarter CPAs,” “we,” “us,” “our”) operates smartercpas.com (the “Site”) and provides online CPA exam preparation and coaching (the “Services”). This policy explains what we collect and how we use it.

1. Information we collect.

• Information you give us: your name, email, and account details; billing information (processed by our payment processor, [Stripe/other] — we do not store full card numbers); and anything you submit, such as study progress, messages, or support requests.
• Information collected automatically: usage and device data, IP address, and cookies/similar technologies via analytics tools.

2. How we use your information.

To provide and improve the Services; process payments; deliver the emails and resources you request; provide support; personalize your experience; and comply with legal obligations.

3. Marketing emails.

If you opt in, we send educational and promotional emails. You can unsubscribe at any time using the link in any email.

4. How we share information.

With service providers who help us operate (payment processor, email provider, hosting, analytics) under confidentiality obligations; when required by law; and in connection with a business transfer. We do not sell your personal information.

5. Cookies & analytics.

We use cookies and analytics (e.g., [Google Analytics/other]) to understand usage. You can control cookies through your browser.

6. Data security.

We use reasonable safeguards, but no method of transmission or storage is 100% secure.

7. Your rights.

Depending on where you live (e.g., California/CCPA, EU/UK GDPR), you may have rights to access, correct, delete, or restrict use of your data, and to opt out of certain processing. To exercise these, email [privacy email].

8. Data retention.

We keep your information as long as needed to provide the Services and meet legal obligations.

9. Children.

The Services are not directed to anyone under [16], and we do not knowingly collect their data.

10. Third-party links.

Our Site may link to other sites we don’t control; their policies govern their sites.

11. Changes.

We may update this policy; we’ll post the new effective date here.

12. Contact.

[Legal Business Name], [address], [privacy email].